Why rich indians prefer surrogacy

When Karan Johar announced the birth of his surrogate children, in social media there were many complaining that he should have adopted children. However many rich indians are realizing that the value system, honesty, kindness, modesty is largely hereditary, and there is often no way to find the biological father and mother of an adopted child, who is usually an abandoned child.
Shyness and modesty are hereditary to a very large extent, and if a person wishes to ensure that these qualities are available in a child, a biological child through surrogacy or natural means is the only option. For example though a child has been bought up in a foreign country and her mother is very extroverted, if her father was shy, retiring, the child is also shy because of hereditary factors.
Though indian intelligence and security agencies do not appreciate these qualities in indian citizens, in a family these qualities are greatly appreciated, especially if a person is looking for someone who will help and look after them in their old age. Individuals who are extroverts often tend to be dishonest,selfish, have no qualms betraying others, no empathy for those who are vulnerable and less privileged. Parents always hope that their children will be their support in their old age.

Google, tata resume theft fraud ensures that eighth standard pass housewife makes more than experienced engineer

Working in the indian internet sector is very dangerous because google, tata are so desperate to destroy the life and financies of a google competitor, that google has bribed the indian government to falsely claim that cbi employee eighth standard pass gujju housewife naina, mother of two sons and 9 other fraud indian intelligence employees who never answered JEE, have the impressive resume including btech 1993 ee degree , investment of the google competitor to get all these fraud women a monthly government salary, at the expense of the engineer who is getting nothing

In India, engineers from top colleges are subjected to resume theft by indian intelligence and security agencies, allegedly bribed by google, tata who wish to destroy competition, acquire talent and technology cheaply. So the indian government is wasting Rs 1.75 crore(approx. $240,000) annually for the last 7 years to reduce the income of an experienced engineer, google competitor from a top engineering college to force/blackmail her to agree to identity/resume theft
In such cases, the engineer finds that all her leads, orders are stolen by government employees, her payment blocked repeatedly, Naturally in this case when the indian government, NTRO, CBI is wasting so much indian tax payer money to reduce the income of a harmless citizen to zero, the engineer is making far less than a person who is less educated
When there are 30-40 indian government/R&AW/CBI/ntro/security agency employees deployed by the indian government to reduce the income of a google competitor to zero, the experienced engineer is not able to make any money offline in india, especially in panaji, goa and very little money online

So because of resume theft fraud of NTRO (the indian equivalent of NSA) 10 lazy greedy google , tata sponsored goan call girl, cheater housewives and fraud R&AW/CBI/indian intelligence employees who never answered JEE , are getting a indian government salary for faking a btech 1993 ee degree, while the experienced engineer who has the btech 1993 degree is making less money because of shameless section 420 fraud male classmates in NTRO like puneet, vijay, j srinivasan and companies like google, tata who falsely claim sex workers and housewives cbi employees eighth standard pass gujju housewife naina, mother of two sons are online experts,though naina has never operated a computer in her life

This is the harsh reality of living in India especially panaji, goa where the shameless fraud top intelligence and security agency employees worship eighth standard pass gujju housewife naina, mother of two sons, waste indian tax payer money to get her a cbi job , promote the semiliterate housewife as an online expert

Retirement savings of engineer stolen after using netbanking

The indian government wants banks to enable netbanking for all bank accounts by March 31, 2017, however it refuses to reveal the fact that indian security and intelligence agencies especially CBI are stealing the retirement savings of those who use netbanking without a court order or legally valid reason. The central security and intellegence agency employees are getting a monthly government salary , pension after retirement, they are very selfish, greedy and refuse to acknowledge the fact that most private citizens in India have no source of funds other than their retirement savings.
India has no social security system and some indian citizens , especially single women engineers also do not have access to their hard earned money due to the theft by central government employees who cannot be identified or held accountable
Despite filing a police complaint, the engineer has not been able to retrieve her hard earned money, getting duplicate copies of the documents is a lengthy and expensive process.
In a clear indication of brahmin atrocities the indian government, cbi, NTRO are falsely claiming that the shivalli brahmin R&AW employee fraud housewife bbm nayanshree hathwar,goan obc bhandari R&AW employee SEX worker sunaina chodnekar 2013 bsc recruited for SEX with brahmin men, and other 9 fraud google,, tata sponsored indian intelligence employees who cheated, stalked the engineer have the resume, including btech 1993 ee degree, investment of the engineer, to waste tax payer money paying them a monthly salary , though none of the google, tata sponsored fraud intelligence employees have answered JEE or worked as engineers

This disclaimer is posted because google, tata, NTRO,CBI are shameless in falsely claiming google, tata sponsored sex worker, cheater housewife and other fraud indian intelligence employees, who do not spend any money online, own in this domain, and have duped a large number of people, companies and countries with their online, domain fraud, which has become notorious online

Fraud google, tata, NTRO,CBI employees force indians to return to cash payment

Though the indian government blindly listens to the top fraud google, tata, NTRO,CBI employees, these cunning powerful men are shameless pathological liars and born cheaters with zero personal and professional integrity, greater frauds than the nigerian 419 fraudsters who falsely claim that goan SEX workers, cheater housewives and other fraudsters who do not use the internet , are online experts to give all the frauds top government jobs
For example Fraud google, tata, NTRO,CBI employees are falsely claiming that the google, tata sponsored R&AW employee indore housewife veena, lazy fraud, is doing work online and owns this website to waste indian tax payer money paying her salary, when it can be easily proved that the indore housewife has never invested a single penny on domain names in her life
When the indian government allows world famou known frauds and pathological liars complete control of the indian internet sector, who will want to use digital payment.
When world famous notorious financial fraudsters are in charge of indian internet sector, who will use digital payment

RBI fraudsters cheating priest Vinayak Pendse, allegedly inspired by fraud google, tata, NTRO,CBI employees

The newspapers carried the story of how a Kavlem , Ponda priest Vinayak Pendse was looted of Rs 8.16 lakh by fraudsters falsely claiming to be RBI employees. However the indian media does not report on the fact that powerful Fraud google, tata, NTRO,CBI employees adopt exact the same method to cheat people, and get lucrative R&AW/CBI/indian intelligence jobs for goan call girls, cheater housewives and other frauds
Just like the RBI fraudsters, the NTRO employees puneet, j srinivasan, vijay, parmar, anish, falsely claim to know india’s largest female domain investor very well, so that they can paste the photo of their mediocre girlfriends on the resume of the domain investor and steal her impressive resume for their fraud girlfriends, get their girlfriends indian intelligence jobs
In the case of Vinayak Pendse, the police at least filed an FIR against those who stole the money, however in case of the domain investor whose resume has been stolen by ntro employees using exactly the same method as the RBI fraudsters, the indian government refuses to entertain any complaint at all because senior NTRO employees are involved

People revert to using cash in India

Demonetization was supposed to increase the number of digital transactions in India, due to the cash shortage. However though there was an increase in the number of digital transactions in december 2016, the number of digital transactions has declined rapidly as more cash was available.
There has been an approximately 20% decrease in the number of digital transaction in February 2017, compared to december 2016, as indians are more comfortable dealing with cash . The indian government forgets that for digital transactions, the citizen has to incur a lot of expenses like the laptop cost, internet charges, hardware, is subjected to identity theft, while for cash transactions there are almost no additional expenses

Risk of investing money in NSC/KVP

Most financial advisors and indian citizens are not aware of the risk of investing money in National Saving Certificate , Kisan Vikas Patra
Allegedly indian security and intelligence agencies especially CBI are stealing the NSC/KVP certificates of harmless indian citizen,especially those who are not well connected to blackmail them to agree to identity theft, cause financial losses . It is very difficult to get a duplicate copy of the stolen NSC/KVP certificate because an indian government employee has to stand surety in addition to other procedures. For a large amount, it is difficult to get a government employee with a high salary to waste his or her time to come to the post office and complete the procedures
If bank FDs are stolen , a government employee is usually not required to stand guarantor, private citizens can help.
Many are preferring mutual funds because theft of documents, does not affect the liquidity of the investment
The mainstream media in India refuses to cover the news of the fraud of indian intelligence and security agencies stealing KVP/NSC certificates , so those who are not well connected make the mistake of investing their hard earned money in KVP/NSC

Fake RBI officials cheat a temple priest from Ponda of a large amount of money

The newspapers in Goa reported that fraudsters pretending to be RBI employees cheated a temple priest Vinayak Pendse from Kavlem , Ponda of Rs 8.16 lakh. They were very convincing frauds, pretending to be acting on behalf of RBI, income tax department, making more than 15 calls and threatening a raid on the house if the bank details were not provided
The priest made the mistake of revealing his PIN to the fraudsters who then transferred away Rs 8.16 lakh within an hour from his bank account.
This clearly indicates the misplaced priorities of NTRO, CBI ,security agencies in goa, they are wasting their time and resources monitoring harmless paypal account holders, domain investors who have not cheated or harmed anyone , while allowing fraudsters impersonating RBI employees to dupe people without being questioned.

Probably the fraudsters impersonating RBI employees are inspired by ntro employees like puneet, j srinivasan, vijay, who pretended to know their btech 1993 ee classmate, to steal her resume, for call girls, cheater housewives and other frauds

Indian government, NTRo, CBI falsely claim goan prostitutes are investors

Indian security and intelligence agencies, especially CBI are stealing the hard earned money of harmless single woman engineers without a legally valid reason, or court order and the falsely claim that the stolen investment belongs to the google, tata sponsored goan call girls sunaina, siddhi who have sex with these powerful intelligence and security agency employees to give the goan prostitutes lucrative R&AW jobs with monthly salary salary, great powers
Legally stealing the documents of a private citizen is a crime, however cbi, ntro, indian government do not want indian women to get educated and financially independent, so the indian security agencies are stealing the hard earned money of single women engineer, making fake allegations without any proof at all and falsely claiming that the money belongs to google, tata’s favorite sex worker R&AW employees sunaina chodnekar, siddhi mandrekar and other frauds
In an indication of the poor status of women in India, a harmless single woman engineer has to waste a lot of time and money to warn people that cbi, indian government are falsely claiming that google, tata sponsored goan sex workers and other frauds who have no money of their own, own her stolen money

Like all section 420 frauds, cbi does not have the courage to face the harmless single woman engineer whose hard earned money they have stolen after being bribed by google, tata . Why do the google, tata sponsored sex worker R&AW employees not work for their own money, why are they falsely claiming to own the assets of another indian citizen, a single woman engineer who has worked hard for twenty years.

Single women saving money for old age falsely labelled a security threat

In a clear case of discrimination against harmless single women professionals, powerful corrupt indian intelligence and security agency employees are falsely labelling harmless single women engineers who have saved some money for their old age, as a security threat without any legally valid proof. These selfish greedy government employees are only looking at the amount saved in the bank account and other assets linked to a PAN number they are not considering that the future prospects for these single women are extremely bleak compared to married couples and government employees.
Most married couples have children who will take care of them in their old age, or at least help them financially to some extent. The couples are spending money in their youth on their children, so they do not have many savings, however the children are their investment
Government employees may not be getting a very high salary, however their job is very secure and they will get a pension in their old age.
On the other hand , a single woman small business owner or professional is not guaranteed any income as india has no social security system , she has to rely almost entirely on her savings when business conditions are not favorable, when she is unwell or in her old age.
It also very difficult for middle aged women to get any job however experienced or hard working they may be
So naturally when a single woman is young, she will save more money, as she is aware of the fact that she has no support system in her old age. However the hysterical paranoid, dishonest indian intelligence and security agencies are extremely irrational, dishonest, refuse to acknowledge the harsh reality of living in india for private citizens, falsely label a harmless single woman engineer as a security threat without a any proof at all, to deny her fundamental right to privacy, to earn a living, steal her retirement savings without a court order or legally valid reason.